Create an emergency fund
Once you have some savings and a long-term investment strategy, don’t forget to also create a fund for emergencies. This should be in cash as it could be needed on short notice and accessible easily. This means, no matter where in the world you are or what the occasion is, you should have quick and easy access to the emergency money. Check the options with your bank and make sure you have a credit card, as this is the most used payment method worldwide.
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